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Life in Finland 26-Jul-2026

A first-month checklist for new students in Finland

A first-month checklist for new students in Finland

The first month is mostly small administrative tasks, and the order you do them in matters because some depend on others. You can't open a bank account without an address, for instance, and some things need your Finnish personal identity code. Here's a sensible order. Details differ by city and institution, so use it as a map, not a script.

Before you fly

  • Confirm your housing address and arrival date in writing.
  • Carry your passport, residence permit card (if you already have it), admission letter and housing contract in your hand luggage.
  • Download the maps, public transport and banking apps you'll need.

Week one

  • Collect your keys and take photos of the apartment's condition.
  • Buy a local SIM or plan.
  • Get a travel card for local public transport.
  • Attend your institution's orientation. They explain more than you'll expect.

Weeks two to four

  • Register your address. If you're staying in Finland for a year or more, you register with the Digital and Population Data Services Agency, and you receive a Finnish personal identity code. Many other services depend on it.
  • Open a bank account. Banks have their own rules and sometimes need an appointment.
  • Join the student union. In many institutions it's tied to enrolment, and it gives you discounts and support.
  • Sort out insurance and health services. Ask your institution what applies to you.
  • Get a tax card if you plan to work.

One last thing

Expect the first few weeks to feel slow and a bit lonely. It passes. Go to the student events, even if you'd rather stay in. Our counsellors also hold pre-departure briefings, which you can find on the events page, and you can always write to us with questions.