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Scholarships & costs 19-Aug-2026

What does studying in Finland really cost?

What does studying in Finland really cost?

"How much will it cost me?" is the first question and the hardest one to answer honestly. We don't quote a single number on this site, and here's why: tuition differs by programme, the funds that Migri expects you to show change, and a figure from a Facebook group is probably last year's. What we can do is show you how to build your own.

Step 1: tuition, if there is any

Look at the programme page. Many English-taught bachelor's and master's programmes charge tuition to students from outside the EU/EEA. Then check whether the institution offers scholarships or waivers and how they're decided. You'll find a starting point on our scholarships page.

Step 2: living costs

For the residence permit, Migri sets a minimum monthly amount you must show. Treat it as a floor, not a target. Then look at rent in the city you're considering: student housing is much cheaper than private rentals, but it fills early, so ask about application dates as soon as you have an offer.

Step 3: the one-off costs people forget

  • Residence permit application fee
  • Flights, and your first few weeks before any income
  • Rental deposit
  • Student union membership
  • Health insurance, if your permit requires it
  • A proper winter jacket and boots

Step 4: add a cushion

Things always cost a bit more than the spreadsheet says. A cushion for the first months is far better than borrowing in a hurry.

Not sure how your numbers look? Bring them to a consultation and we'll go through them line by line. For the official requirements, see migri.fi and the institution's own fee page.